Как мошенники крадут деньги у компаний

Фото freepik.com
Фото freepik.com

На Кипре зафиксирован крупный случай онлайн-мошенничества: компания потеряла сотни тысяч евро, доверившись поддельному письму с реквизитами. Инцидент выявил серьёзные уязвимости в системах безопасности бизнеса. Как действуют кибермошенники и как не стать их следующей жертвой?

 
Афера с измененными реквизитами

Кипрская компания потеряла более €642 000 в ходе онлайн-аферы. Инцидент вызвал обеспокоенность по поводу растущей угрозы кибермошенничества и уязвимости бизнеса. По данным полиции, афера имела место в апреле. Компания получила электронное письмо, которое, как тогда казалось, было от их надежного делового партнера. В письме утверждалось, что реквизиты банковского счета для оплаты изменились. Фирме предлагалось переводить деньги на новый счет в банке другой европейской страны.

Полагая, что сообщение было подлинным, компания осуществила платеж, переведя €642 658 по новым реквизитам. Однако в ходе подтверждения платежа выяснилось, что их реальный торговый партнер ничего не знает о смене реквизитов и продолжает принимать перечисления на старый счет. Таким образом стало понятно, что деньги были украдены мошенниками.

 
Полиция предупреждает бизнес

Отдел по расследованию экономических преступлений предупредил предприятия о рисках, связанных с подобными мошенничествами. Полиция рекомендует перед осуществлением платежей по новым реквизитам перепроверять их актуальность, связываясь со своими партнерами напрямую, например, по телефону. Для этого так же важно использовать проверенные контактные данные.

Руководителям бизнеса настоятельно рекомендуется проинформировать своих сотрудников о данном виде мошенничества и применять строгие процедуры проверки платежных запросов. Полиция также рекомендует проверять подлинность любых сообщений, особенно когда речь идет о финансовых транзакциях.

 
Новые схемы против частных лиц

Тем временем набирает обороты новый тип мошенничества, направленный на частных лиц. Злоумышленники пытаются украсть деньги с банковских счетов жертв, выдавая себя за сотрудников различных государственных ведомств, например, Службы социального страхования или Электрической компании Кипра.

Мошенники связываются с потенциальной жертвой по телефону, мобильному или стационарному. Они представляются государственными служащими и просят жертв предоставить конфиденциальные банковские реквизиты, включая номера своих счетов и PIN-коды. В некоторых случаях они могут оказывать психологическое давление.

Власти призывают сохранять бдительность. Лучше не отвечать на подозрительные звонки, сохранять конфиденциальную информацию в секрете и ни в коем случае не делиться своими паролями, PIN или одноразовыми кодами (ОТР).

Полиция рекомендует устанавливать личность звонящего, связываясь непосредственно с соответствующими государственными ведомствами по их официальным каналами.

Текст подготовлен по материалам Cyprus Mail.

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